The Average Cost of Assisted Living in Canada (2026)
Understanding what assisted living costs in Canada helps families plan with confidence. In 2026, monthly fees vary widely by province, city, and the level of personal support required. This guide explains how pricing works, what’s typically included, how private residences set rates, and what to expect from major providers so you can compare options in your area.
Canada’s assisted living pricing can feel complex at first glance because it bundles housing with hospitality and personal support. Costs are influenced by suite size and location, the intensity of daily living assistance, and optional services like medication management. In 2026, most private providers publish starting rates for rent and meals, then add care packages or à la carte services that scale as needs change. Publicly subsidized options exist in some provinces, but availability and eligibility vary.
What does assisted living care include?
Assisted living typically combines a private suite with hospitality services: meals, housekeeping, laundry, recreation programs, and 24/7 on-site staff. Personal support (assistance with bathing, dressing, mobility, or continence) is often priced as a monthly package based on assessed need or billed per task. Transportation, medication administration, and specialized memory care are usually extra. Unlike long-term care homes, assisted living focuses on supporting daily living rather than providing complex medical or nursing care, though wellness checks and emergency response are standard.
How private assisted living is priced
Private residences usually charge a base monthly rate for accommodation and hospitality, with separate fees for personal support. In 2026, national starting points for private suites commonly range from about $3,500 to $6,500 per month, with premium or urban properties reaching higher figures. Typical add-ons include care packages ($300–$1,500+ per month), second-occupant fees ($500–$1,000), one-time community fees or deposits, medication administration ($50–$200), and parking. Memory care neighborhoods carry higher staffing costs and often start around $5,000–$8,000 per month depending on the region. All figures are estimates and change over time.
Senior assisted living in Canada: provincial factors
Prices vary by province, city size, and neighbourhood. In many parts of Quebec and the Prairies, entry points can trend lower than in major urban areas of Ontario and British Columbia. As a broad guide for 2026, private assisted living often ranges: - Quebec: roughly $2,500–$4,500 per month depending on services and location. - Ontario: roughly $3,500–$6,500+, with higher rates in large cities. - British Columbia: roughly $3,800–$7,000+, reflecting strong demand in urban centres. - Alberta and Prairies: roughly $3,000–$5,500, varying by city and amenities. - Atlantic Canada: roughly $2,800–$5,000, with smaller communities sometimes lower. Publicly subsidized options may reduce out-of-pocket costs for eligible residents, but models differ widely by province and may involve wait lists and income-based calculations.
Finding assisted living in your area
A practical approach is to shortlist local services within your preferred neighbourhoods, then compare what’s included in the base rate. Ask for written assessments showing how care levels are priced, how and when rates are reviewed, and which services trigger additional fees. Touring at different times of day clarifies staffing presence and activity programming. If possible, request sample menus, recreation calendars, and a breakdown of suite types. Consider trial stays or respite stays to understand day-to-day routines before making a longer-term commitment.
Comparing assisted living facilities in Canada
Below are examples of well-known Canadian providers and typical private-pay ranges as of 2026. Figures vary by province, suite type, and care level. Use them as orientation points only and verify directly with each community before budgeting.
| Product/Service | Provider | Cost Estimation |
|---|---|---|
| Private assisted living (studio/1-bed) | Chartwell Retirement Residences | Approximately $3,500–$6,500+/month; care packages extra |
| Private assisted living (varied suites) | Revera | Approximately $3,300–$6,300+/month; add-ons for care and services |
| Premium assisted living and memory care | Amica Senior Lifestyles | Approximately $4,500–$8,000+/month depending on care level |
| Assisted living in larger campuses | Sienna Senior Living | Approximately $3,400–$6,200+/month; care billed by level |
| Lifestyle-focused assisted living | Verve Senior Living | Approximately $3,600–$6,800+/month; extras based on needs |
| Assisted living in select provinces | Seasons Retirement Communities | Approximately $3,200–$6,000+/month; variable care fees |
Prices, rates, or cost estimates mentioned in this article are based on the latest available information but may change over time. Independent research is advised before making financial decisions.
Assisted living facilities Canada: what to compare
When comparing communities, look beyond the posted rent. Confirm what’s included (meals, utilities, Wi‑Fi, housekeeping), how care is assessed, and how care package changes affect monthly costs. Ask about annual increases, medication management policies, on-site clinical partnerships, and staff-to-resident coverage at night and weekends. Review safety features, accessibility, and transportation options. For couples, compare two-person pricing carefully; some providers charge a second-occupant fee plus any care services the second resident requires.
Private assisted living: ways to manage costs
Families often blend strategies: choosing a smaller suite, starting with a lower care tier and scaling as needed, or seeking tax relief where eligible. Some personal care services may qualify as medical expenses for tax purposes; check current federal and provincial guidelines. Short-term respite stays can help evaluate fit before committing to a long-term arrangement. Planning a realistic contingency for rising care needs and annual rate reviews helps maintain financial stability over time.
This article is for informational purposes only and should not be considered medical advice. Please consult a qualified healthcare professional for personalized guidance and treatment.
In summary, assisted living costs in Canada reflect housing, hospitality, and individualized support layered together. Prices vary by province, provider, and personal care needs, and they evolve over time. Understanding what’s included, how care is priced, and how providers structure fees allows families to build a clearer budget and compare options in their area with confidence.